Wave vs. Stripe Payments

Wave's ready-to-go payment processor helps you secure your money with minimal set up time, lower fees, and faster processing times.

Everything you need to confidently run your business.

Try Wave for free

Wave vs. Stripe Payments

Wave's ready-to-go payment processor helps you secure your money with minimal set up time, lower fees, and faster processing times.

Wave

Stripe

Pricing
Free forever
$5-$75/month
Track income and expenses
Capture and organize receipts
Maximize tax deductions
Invoice & accept payments
Run basic reports
Send estimates
Track sales & sales tax
Manage 1099 contractors
Manage and pay bills
Some paid plans
Accountant-approved reporting
Some paid plans
Fully integrated with other Wave financial tools
Built for businesses with 1 - 9 employees

Customers love Wave

4.4 out of 5 stars based on user reviews collected by G2Crowd as of Spring 2022.

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4.4 out of 5 stars

Wave has transformed the way I invoice and receive payments. I feel proud to conduct financial transactions with clients via an aesthetically beautiful user interface that is also simple and functional.

Echo Wang - Founder

Everything you need to confidently run your business.

Try Wave for free

Wave vs. Stripe Payments

Here's why we think you'll love Wave

Payments

Flexible billing to suit any customer. Time-saving features like scheduled payment reminders and automatic credit card payments. Connects seamlessly with Wave’s free invoicing and accounting software, so you’ll always have the information you need in one place. Pay only 2.9% + 30¢ per transaction with no subscription fees or hidden charges (3.4% + 30¢ per transaction for American Express cards).

Invoicing

Professional, customizable invoices that are quick and easy to create. Send invoices on the go using Wave’s iOS and Android apps, which automatically sync to your accounting records so your bookkeeping is already done. Send unlimited recurring invoices to as many customers as you want—all free.

Accounting

Powerful, cloud-based accounting software that perfectly integrates with Wave’s suite of free tools to help you run your business better. Unlimited, secure and reliable bank connections, free of charge. Designed to be easy for freelancers and small business owners to use, while making accountants happy with robust reports and functionality.

1 Rates are 1% for bank payments (minimum fee of $1). For information on credit card rates, visit Pricing for details.

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